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Personal Accident Insurance

Extra support after accidental injury.

We help individuals, families and businesses compare personal accident coverage for medical expenses, disability and accidental death benefits.

  • Individual, family and group coverage options
  • Accidental medical expense reimbursement
  • Temporary or permanent disability benefits
  • Review of exclusions and activity limits
Advice across suitable provider optionsWe help compare available coverage options and explain what fits your needs, budget, and timing.
Healthcare professional reviewing patient information

How we can help

We understand your needs

Tell us who needs coverage and their activities.

We compare benefits

We review limits, benefits and exclusions.

You get clear advice

We explain how claims and documentation work.

Common questions

Personal accident insurance provides benefits for covered accidental injuries, which may include medical expenses, disability benefits or accidental death benefits.
No. Health insurance generally focuses on medical treatment, while personal accident insurance focuses on injuries caused by accidents and pays according to policy benefits.
Yes. Group personal accident coverage can be arranged for employees or members, subject to insurer requirements, occupations and activities.
It depends on the activity and policy wording. Some higher-risk sports or occupations may be excluded or require special acceptance by the insurer.